Director Perspective – Obstacles to Mergers

Director Perspective: Obstacles to Mergers

We all know credit union mergers have become more and more common in recent decades. With this, however, there are still many leaders who aren’t sold on the idea. What merger obstacles are standing in the way of… Read More

M&A Trends in 2021

Exclusive Webinar for Credit Union Executives Following a lackluster year for mergers and acquisitions, the market is anticipated to heat up as consumer behavior evolves, economic conditions improve post-COVID-19, and the regulatory environment continues to change. Credit unions… Read More

Open Doors To Capital With Subordinated Debt

Regulatory Capital Strategy The NCUA’s upcoming final rule will relax the restrictions on credit unions’ eligibility to issue subordinated debt. Previously, the issuance of subordinated debt was restricted to low income designated credit unions. Subordinated debt can be… Read More

Mergers Dismissed Without Consideration

When a credit union is faced with a merger, it’s also faced with the ability to strategically align itself against competing for financial institutions. Mergers enable credit unions to incorporate the best technologies for both their employees and… Read More

The Value of a Structured Merger Process

Would a Merger Risk Your Control, Quality, and Culture — or Boost Your Market Position? For some, mergers are an exciting opportunity for growth. For others, it means a loss of control, quality and culture.  Yet, in almost… Read More

Forms Integration and Credit Union Mergers | What You Need to Know

Forms Integration and Credit Union Mergers

Maybe water cooler talk has you curious. All it takes is one whisper of the word “merger” for the rumor mill to crank up. And while mergers are not bad in and of themselves, they are disruptors. Credit… Read More

Lessons Learned in Credit Union Mergers

This video describes the importance of conducting a lessons learned session following a credit union merger in order to capture what went well and areas for improvement. Documenting this learning helps to create best practices that can be… Read More

Key Considerations in Merger

Key Considerations in Merger

Credit union mergers are a huge undertaking. They can be confusing, are most certainly exhausting, and create a bit of chaos during the process. However, you can minimize all of this if you know what to expect and… Read More

Pre-Merger Considerations For Credit Unions

Pre-Merger Considerations

The number of mergers and acquisitions between credit unions has been steadily growing for several years, with the majority involving credit unions under the $100 million range.   That being said, there are a few considerations that credit unions… Read More

Using Technology To Streamline Merger Integration

Digital M&A

It’s no secret that there are a lot of moving parts when merger integration enters the picture for credit unions. Leaders are combining two different sets of data, cultures, and roles. Of course, in an ideal world, both… Read More

FTC Announces New Premerger Notification Thresholds For 2018

FTC Merger Prenotification 2017

In addition to explaining the filing requirements for credit union mergers, the Hart-Scott-Rodino Antitrust Improvements Act (HSRA) requires an annual update to the FTC premerger notification threshold. The threshold, based on the company’s relevant assets, is used to… Read More

Managing the Complex Merger Integration Process

From Discovery to Evaluation

When it comes to sales and acquisitions in the business world, there are few times when it is beneficial to go it alone. Without the assistance of a trained professional, by your side, you could easily lose out… Read More

Not A Wall Street Merger – A Uniquely Credit Union Merger

Not A Wall Street Merger

Suddenly, the crowd erupted. Tears started flowing. Members and staff alike shouted aloud in celebration of victory.  These weren’t tears of sadness, but tears of joy.  Board members, staff and members embraced each other with warm hugs. In… Read More

3 HR Issues to Address in a Merger

3 HR Issues in a Merger

Industry mergers can always present challenges for those in the human resources department, but especially so when it comes to credit unions. Navigating those roadblocks and overcoming obstacles is well worth it, creating new opportunities for not just… Read More

Three Things To Expect During A Credit Union Merger

Three Things To Expect During A Credit Union Merger

Credit union mergers are more commonplace now than ever. They happen for different reasons. Some mergers are vehicles for growth. Others are a means of survival. Some mergers even happen as a means to make network access more… Read More

5 Ways to Support Your Employees During a Merger

5 Ways to Support Your Employees During a Merger

Organizational change can be quite exciting for credit union leaders. In the face of a merger, decision makers have put a lot of time, effort, and research into the process, working to understand how to make the final… Read More

Management – 5 Ways to Support Your Credit Union During a Merger

Management - 5 Ways to Support Your Credit Union During a Merger

Organizational change: is it incredibly exciting or simply terrifying? In all truth, it’s usually a pretty solid mix of the two. While organizational change related to mergers is generally viewed as a negative thing in many industries, the… Read More

Credit Union Mergers & Real Estate Due Diligence

Credit Union Mergers & Real Estate Due Diligence

Real estate holdings and leases are a big component in credit union mergers and can be one of the key advantages. For example, most institutions consider three to five years a reasonable time to reach break-even in a… Read More

7 Teams For Your Credit Union Merger

Credit Union Merger Teams

The credit union merger process is relatively complex and needs careful management to ensure a successful outcome. Apart from the merger team that oversees the entire process, a number of subsidiary teams are needed, each handling a different… Read More

As an Acquiring Credit Union Who Should Be On Your Merger Team?

Credit Union Merger Team

The process of merging credit unions must be carefully managed to ensure the combined credit union is financially stronger and that it benefits all members. It’s essential the credit unions are a good fit, that there is agreement… Read More