Open Doors To Capital With Subordinated Debt

Regulatory Capital Strategy The NCUA’s upcoming final rule will relax the restrictions on credit unions’ eligibility to issue subordinated debt. Previously, the issuance of subordinated debt was restricted to low income designated credit unions. Subordinated debt can be… Read More

The Value of a Structured Merger Process

Would a Merger Risk Your Control, Quality, and Culture — or Boost Your Market Position? For some, mergers are an exciting opportunity for growth. For others, it means a loss of control, quality and culture.  Yet, in almost… Read More

FTC Announces New Premerger Notification Thresholds For 2018

FTC Merger Prenotification 2017

In addition to explaining the filing requirements for credit union mergers, the Hart-Scott-Rodino Antitrust Improvements Act (HSRA) requires an annual update to the FTC premerger notification threshold. The threshold, based on the company’s relevant assets, is used to… Read More