Credit unions face rising operating costs, membership headwinds, and tighter growth constraints at small scale. This analysis compares CUs, banks, and bank acquisition targets—showing how profitability and pricing connect, why 2023 multiples reset, and why bank acquisitions remain a viable, cash-driven path to add scale and capabilities.
Category: Uncategorized Tags: Asset Growth, Bank Acquisitions, bank M&A pricing, community bank M&A, credit union bank acquisitions, credit union consolidation, credit union growth strategy, credit union mergers, Credit Union Strategy, financial performance benchmarking, M&A strategy, membership decline, NCUA merger data, net interest margin, non-interest expense, operating expense ratio, P/TBV, ROAA, S&P Global Market Intelligence, scale and operating leverage, strategic succession planning, tangible book value, valuation multiples
We’re excited to announce the release of Part 2 in our whitepaper series, What Credit Unions Need to Know About Bank Acquisitions. This latest installment, titled “Proceeding with the Deal,” offers a practical and strategic guide for credit… Read More
Category: Bank Acquisitions, Blog, Due Diligence, Library, Merger Plan, Negotiation, Regulatory Application, Target Selection, Whitepaper Tags: Bank Acquisition, Bank Acquisitions, Credit Union Growth, Credit Union Strategy, Due Diligence, Executive Insights, Financial Services, Mergers and Acquisitions, Regulatory Compliance, Strategic Planning, Whitepaper Release
Credit Union 2.0: An Opportunity to Build Collaborative Partnership is an outstanding report by Filene Research Institute provided courtesy of the Credit Union Times. This report shows the power of collaborative mergers within the credit union movement.
Category: Blog Tags: Collaboration, credit union, Credit Union Strategy, Credit unions, Filene, M&A, Merger, Merger of Equals, mergers, Mergers and Acquisitions, Partnership, Three-Way Merger