Credit Union Merger Analysis: Third Quarter 2025
Posted on December 19, 2025 by Glenn Christensen
Credit union mergers in the third quarter of 2025 saw a dramatic increase in asset size, with $34 billion in combined assets approved by the NCUA. While the number of mergers is trending down compared to last year, strategic deals—including several mega mergers-of-equals—are reshaping the industry. This executive analysis from CEO Advisory Group highlights key trends, financial performance, and strategic motivations driving consolidation.
Category: 2025, Bank Acquisitions, Blog, Credit Union Merger, Library Tags: 2025, Asset Growth, Bank Acquisitions, Board Education, Board Strategy, CEO Advisory Group, credit union mergers, Credit Union Mergers 2025, Deal Value, Delinquent Loans, Expanded Services, financial performance, M&A Trends, Mega Mergers, Member Value, Mergers of Equals, NCUA Approvals, NCUA Approved Mergers, NCUA Merger Approvals, Regulatory Insights, Return on Assets, Risk Management, Strategic Planning, Under-capitalized Credit Unions
9 Ratios For Evaluating Whether Your Credit Union Should Consider A Merger
Posted on May 15, 2016 by Glenn Christensen
A board’s responsibilities are all-encompassing, but at the foundation of every decision the board makes should be devising ways to deliver great value to members while ensuring the safety and soundness of the credit union. The following nine… Read More
Category: Acquiree, Blog, Insights, Preparing for Merger, Small Credit Union Tags: Cost of Funds/Assets Ratio, Delinquent Loans/Loans Ratio, deposit growth, Financial Ratios, Loan-to-Share Ratio, Marketing Expense/Asset Ratio, Membership Growth, Net Worth Ratio, Operating Expense/Asset Ratio, Return on Assets
CEO Advisory Group