Credit unions face rising operating costs, membership headwinds, and tighter growth constraints at small scale. This analysis compares CUs, banks, and bank acquisition targets—showing how profitability and pricing connect, why 2023 multiples reset, and why bank acquisitions remain a viable, cash-driven path to add scale and capabilities.
Category: Uncategorized Tags: Asset Growth, Bank Acquisitions, bank M&A pricing, community bank M&A, credit union bank acquisitions, credit union consolidation, credit union growth strategy, credit union mergers, Credit Union Strategy, financial performance benchmarking, M&A strategy, membership decline, NCUA merger data, net interest margin, non-interest expense, operating expense ratio, P/TBV, ROAA, S&P Global Market Intelligence, scale and operating leverage, strategic succession planning, tangible book value, valuation multiples
CEO Advisory Group