Credit unions face rising operating costs, membership headwinds, and tighter growth constraints at small scale. This analysis compares CUs, banks, and bank acquisition targets—showing how profitability and pricing connect, why 2023 multiples reset, and why bank acquisitions remain a viable, cash-driven path to add scale and capabilities.

Credit union mergers in the third quarter of 2025 saw a dramatic increase in asset size, with $34 billion in combined assets approved by the NCUA. While the number of mergers is trending down compared to last year, strategic deals—including several mega mergers-of-equals—are reshaping the industry. This executive analysis from CEO Advisory Group highlights key trends, financial performance, and strategic motivations driving consolidation.

We’re excited to announce the release of Part 2 in our whitepaper series, What Credit Unions Need to Know About Bank Acquisitions. This latest installment, titled “Proceeding with the Deal,” offers a practical and strategic guide for credit… Read More

What if your credit union could achieve better economies of scale and find the perfect CEO to lead your organization in the future? Lake Tapps, WA – Credit unions face a perfect storm: half of CEOs are over… Read More

An analysis of credit union mergers for the second quarter of 2025 shows an upward trend over the first quarter in both the number of approved transactions and the combined asset size of the merging institutions. The NCUA… Read More