We all know credit union mergers have become more and more common in recent decades. With this, however, there are still many leaders who aren’t sold on the idea. What merger obstacles are standing in the way of… Read More

Exclusive Webinar for Credit Union Executives Following a lackluster year for mergers and acquisitions, the market is anticipated to heat up as consumer behavior evolves, economic conditions improve post-COVID-19, and the regulatory environment continues to change. Credit unions… Read More

Regulatory Capital Strategy The NCUA’s upcoming final rule will relax the restrictions on credit unions’ eligibility to issue subordinated debt. Previously, the issuance of subordinated debt was restricted to low income designated credit unions. Subordinated debt can be… Read More

NCUA approved 37 mergers in Q4 of 2020 which increased from 34 last quarter. The combined assets of merged credit unions is $3.5B, which compares to $1.5B last quarter. The mean and median assets of merged credit unions… Read More

When a credit union is faced with a merger, it’s also faced with the ability to strategically align itself against competing for financial institutions. Mergers enable credit unions to incorporate the best technologies for both their employees and… Read More